Effective July 1, 2024

FBG’s FanCash Program Terms

These terms and conditions (“Terms”) are the agreement between you and FBG Enterprises Opco, LLC, (“FBG”) setting forth how you can earn and use FanCash based on your transactions with Fanatics Sportsbook and Fanatics Casino (if available in your state) (“FanCash Program”). You agree that your participation in the FanCash Program is subject to these terms, the Fanatics FanCash Policy for Commerce Sites (defined below), and the applicable FBG Terms of Services and any applicable rules and policies found in FBG app for your state, as may be modified by us, and all applicable laws, rules and regulations. You also acknowledge that you have read the FBG Privacy Policy.

FanCash Program Changes & Termination

We may change or terminate the FanCash Program, or any part thereof, at any time, and we may add to and/or change these Terms at any time. For example, we could make changes related to:

How FanCash is earned, including how the amount of FanCash earned on bets is determined;
When bets must be settled to be eligible to earn FanCash;
How Fancash can be used; and
The value/amount of FanCash earned.

We will also make changes to these Terms as needed to protect the integrity of the FanCash Program, including to prevent abuse and help ensure the FanCash Program is being used as intended.

No FanCash will be earned or redeemed after the effective date of our termination of the FanCash Program for Fanatics Sportsbook.

Eligibility

To participate in the FanCash Program, you must: (1) be eligible to participate in sports wagering or gaming, (2) have an open, active account with FBG (“Account”) in good standing, and (3) not on any involuntary state gambling exclusion list, state gambling self-exclusion list, and/or self-exclusion list for any Fanatics Sportsbook entity or subsidiary. You may only have one Account and may not use that Account for anyone other than yourself.

How To Earn FanCash with Fanatics Sportsbook

Fanatics Sportsbook:

Base Earn

For Fanatics Sportsbook, you will earn FanCash upon the settlement of your eligible cash bets on the Fanatics Sportsbook’s mobile app or website. You can also earn FanCash when you make bets at any Fanatics Retail Sportsbook, provided you have a mobile Account that is linked to your player card. If you already have a player card and open a new mobile Account, you will need to link your player card to that Account with the teller at the retail sportsbook account. You will not earn FanCash on any bets that are cashed out using the Cash Out feature or are otherwise cashed out early, or if you are subject to any betting limits or other restrictions.

Regardless of whether you place the bet at a retail location or in app/online, the amount of FanCash earned will be based on the amount you bet and the odds of that bet in accordance with the following chart:

Odds Range	Percentage of FanCash Earned^[1]
-110 or shorter	Between .01% and 1% of amount bet
Between -105 and +600	Between 1% and 3% of amount bet
Between +610 and +2100	Between 3% and 6% of amount bet
Between +2200 and +4600	Between 6% and 9% of amount bet
Between +4750 and +6000 or longer	Between 9% and 10% of amount bet

Wagers made using Odds Boosts will earn FanCash based on the boosted odds. Wagers made using Profit Boosts will earn FanCash based on non-boosted odds. If one or more legs of a parlay or SGP parlay are voided, but other leg(s) remain, the wager will earn FanCash based on the original odds.

Additional Earning Opportunities

From time to time, you may receive promotional offers regarding additional opportunities to earn FanCash from us (“Offers”). Each Offer will contain details on how you can earn FanCash and any limitations that may apply. Your Account must be active and in good standing as of the date we determine whether you have met the terms of the Offer to receive the promotional FanCash amount.

Fanatics Casino:

For Fanatics Casino (if available in your state), you will earn FanCash based on the type of game played and amount wagered on our mobile app or website. For slots and instant wins, you will earn 0.2% (from 0.5%) of your stake back in FanCash, and for table and live dealer games, you will earn 0.05% (from 0.13%) of your stake back in FanCash. FanCash will be awarded on the settlement of eligible wagers.

General:

FanCash awarded will be rounded to the nearest $.01. This means that you will not earn FanCash if the amount you earn would be less than $.005.

Bets made using Bonus Bets, Free Spins, or other types of promotional offers are not eligible to earn FanCash. For the avoidance of doubt, canceled or voided wagers also do not earn FanCash.

FanCash may be withheld or revoked where FBG believes in its discretion that FanCash was earned through or in connection with any fraud, abuse of the platform, or violation of the FBG Terms of Service in your state.

Redemption & Account Linking

FanCash should be redeemed online and cannot be earned or redeemed at Fanatics Sportsbook or certain commerce retail locations operated by our affiliates.

A. Redemption Options

You can redeem your FanCash for Bonus Bets on Fanatics Sportsbook’s mobile app or website from the FanCash page in your Account. You cannot redeem FanCash for play on Fanatics Casino or at Fanatics Sportsbook retail locations. If you choose to redeem your FanCash for Bonus Bets, you can select the amount of FanCash you would like to redeem as long as it is more than the minimum bet amount of $.10. Bonus Bets can be redeemed in any amount you choose and can be divided up (e.g., you can use a $100 Bonus Bet as 1x$100 Bonus Bet, 10x$10 Bonus Bets, 20x$5 Bonus Bets, etc), but not combined. Once redeemed for a Bonus Bet, the Bonus Bet must be used within ninety (90) days of your redemption of the Bonus Bet. As with all Bonus Bets, if you win that Bonus Bet, you will receive the winnings (but not the initial stake) as a withdrawable cash in your Sportsbook account.

You can also redeem your FanCash for discounts on eligible merchandise on Fanatics.com and other eligible sites listed here (collectively, “Commerce Sites”). You must be logged into your FanCash account to redeem FanCash on a Commerce Site. In addition, if you choose to redeem FanCash on a Commerce Site, you must redeem the entire amount. For details on how you can earn FanCash through the Commerce Sites, please review the FanCash Policy-HD North America Main Site Group (fanatics.com).

B. Email Verification/Linking Requirement

As part of the Fanatics ID and FBG account creation process, you will receive an email asking you to verify your email address. Please make sure you do this, as email verification is required to:

Continue placing bets after 30 days of account creation; and
Redeem for Bonus Bets, if you also have an account with any of the Commerce Sites (a “Commerce Account”);

If after you have set up your Fanatics ID, you later establish a Commerce account, You can link your FanCash accounts as follows:

Create a new account on any of the Commerce Sites (a “Commerce Account) using the same email address that you used to create your FBG Account; and
Once you create the second account as set forth in (1) or (2) above, you will receive an email prompting you to click on a link to combine your FanCash accounts.

If you do not use the same email address for your Commerce Account and FBG Account, you will not be able to combine your FanCash accounts. That means that while you will continue to earn FanCash for eligible transactions on each platform, you will only be able to redeem the FanCash you earned on the platform on which you earned it. In other words, if you earn FanCash by placing eligible bets on Fanatics Sportsbook, you can only redeem that FanCash for Bonus Bets.

How to View Your FanCash Balance

If you have combined your FanCash accounts as set forth above, you can view your total FanCash balance on the FanCash page in the Fanatics Sportsbook app and on the FanCash banner of the Fanatics.com homepage or the “MyFanCash” page found under the Fanatics.com home account section (www.fanatics.com/account). If you have not combined your accounts, you will only see the FanCash you earned with each platform and not a combined balance. In addition, either we or our affiliates may send you communications about the FanCash Program, including your balance, activity, updates, offers, and other information. For more information about your choices with respect to these communications, please see the Fanatics Sportsbook Privacy Policy.

FanCash Expiration

FanCash is non-transferable, and FanCash earned through placing bets as described above expires 365 days after your last earning activity with the Fanatics family of companies. Currently, earning activity means (1) making a qualifying bet with FBG, or (2) making a qualifying purchase with Commerce. For example, if you earned FanCash from bet placement on August 2, 2024, that FanCash will expire August 1, 2025. If, however, you make a qualifying purchase with Commerce on December 2, 2025, all your FanCash earned through the defined earning activities - including the FanCash earned from the bet placement in August - will expire on December 2, 2026. FanCash earned through other channels, including through Offers (defined herein) or free to play games may have different expiration dates which will be disclosed to you in the terms of that Offer or earning activity.

Remember, if you redeem your FanCash for a Bonus Bet, that Bonus Bet must be used within ninety (90) days from when the FanCash was redeemed for the Bonus Bet.

FanCash Clawbacks

If you redeem FanCash that we or one of our affiliated companies later determines was awarded in error or otherwise should have been deducted from your FanCash account (i.e., because you returned the merchandise for which you earned the FanCash), we reserve the right to withhold or clawback any future FanCash you earn up to the amount of FanCash that was awarded in error or otherwise should have been deducted from your FanCash account. Subject to any required regulatory limitations and/or approvals, we also reserve the right to withhold or require the return of any winnings made from any Bonus Bets redeemed using FanCash that was awarded in error or otherwise should have been deducted from your FanCash account.

Termination of Rewards Program Participation & Loss of FanCash

Participation in the FanCash Program is a privilege and as such can be suspended, revoked, limited or terminated at any time by FBG for any reason. If we believe (in our sole discretion) that you are or have abused, misused or gamed the FanCash Program or Fanatics generally, or have violated the terms of this or any other agreement you have with FBG or any of our related entities, including but not limited to any Commerce Sites, we may:

Suspend (either temporarily or permanently) your ability to earn FanCash
Revoke any unredeemed FanCash you may have
Terminate your participation in the FanCash Program
Terminate your Account

In addition, violations of the terms or other agreements with FBG may also result in the suspension, revocation, limitation, or termination of your ability to earn and redeem FanCash on any Commerce Site, as well as your loss of any FanCash earned through your activities on any Commerce Sites.

Unless required by law, FanCash is not redeemable for cash, and cannot be transferred, sold or distributed to others and cannot be applied to shipping, expenses or sales taxes.

Disclaimer

The FanCash Program and/or any of its features may be unavailable, inaccurate or interrupted from time to time for a variety of reasons. We are not responsible for any unavailability, interruptions or errors of the Rewards Program or its features. FBG or its affiliates may from time to time request information from you to confirm your identity before it will allow use of your FanCash. FBG may delay your access to FanCash until you comply with this information request. The FanCash Program and all the information accessible through it are provided for information purposes only on an "as is" and "as available" basis. We, our information providers and their agents make no warranties, representations, or guarantees of any kind, express or implied, including but not limited to, accuracy, currency, or completeness, the operation of the FanCash Program, the information, materials, content, availability, and products.

FBG Enterprises Opco, LLC.

PO Box 551702

4150 Belfort Rd

Jacksonville, FL. 32216

Email: support@betfanatics.com

Telephone Number: 800-254-0320

Fanatics Sportsbook aims to consistently care for our customers and promote responsible gambling practices.

GAMBLING PROBLEM? Call 1-800-GAMBLER (CO/IL/KS/KY/MD/MI/NC/NJ/OH/PA/TN/VA/VT/WV/WY), (800)-327-5050 or gamblinghelplinema.org (MA), Call 877-8-HOPENY or text HOPENY (467369) (NY), or Call 1-800-NEXT-STEP or text NEXTSTEP to 53342 (AZ), (888) 789-7777 or ccpg.org (CT), or 1-800-BETS-OFF (IA), or 1-800-9-WITH-IT (IN), or www.mdgamblinghelp.org (MD), or morethanagame.nc.gov (NC), or 1800gambler.net (WV)

[1] Since FanCash is rounded to the nearest $.01, it is possible based on the amount of your bet that you might earn slightly less than the percent noted.